@font-face {
  font-family: "Manrope";
  src: url("../fonts/manrope-81401990.woff2") format("woff2");
  font-style: normal;
  font-weight: 200 800;
  font-display: swap;
}

:root {
  --font-manrope: "Manrope";
  --navy: #052d57;
  --blue: #0868c7;
  --blue-light: #eaf4ff;
  --yellow: #ffc928;
  --ink: #10253d;
  --muted: #607083;
  --line: #dbe7f1;
  --surface: #f5f9fd;
  --white: #ffffff;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--white);
  color: var(--ink);
  font-family: var(--font-manrope), Arial, sans-serif;
}

[hidden] {
  display: none !important;
}

.screen-reader-text,
.credluz-honeypot {
  position: absolute !important;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.screen-reader-text:focus {
  z-index: 100000;
  width: auto;
  height: auto;
  clip: auto;
  padding: 12px 16px;
  margin: 8px;
  color: var(--navy);
  background: var(--yellow);
}

.submit-button:disabled {
  cursor: wait;
  opacity: 0.72;
  transform: none;
}

.content-area {
  min-height: 50vh;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
select {
  font: inherit;
}

button,
a,
input,
select,
summary {
  -webkit-tap-highlight-color: transparent;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 30;
  background: rgba(255, 255, 255, 0.94);
  border-bottom: 1px solid rgba(219, 231, 241, 0.82);
  backdrop-filter: blur(16px);
}

.header-inner,
.section-inner,
.hero-grid,
.hero-disclaimer {
  width: min(1180px, calc(100% - 40px));
  margin: 0 auto;
}

.header-inner {
  min-height: 74px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
}

.brand {
  width: auto;
  height: 58px;
  display: flex;
  align-items: center;
  gap: 9px;
}

.brand-mark {
  width: 48px;
  height: 48px;
  display: block;
  overflow: hidden;
  flex: 0 0 auto;
  border-radius: 13px;
  background: #f6f3ed;
}

.brand-mark img {
  width: 108px;
  height: auto;
  max-width: none;
  transform: translate(-30px, -6px);
}

.brand-copy {
  display: flex;
  flex-direction: column;
  line-height: 1;
}

.brand-copy strong {
  color: #095c9e;
  font-size: 1.23rem;
  letter-spacing: -0.04em;
}

.brand-copy small {
  margin-top: 5px;
  color: #7c858c;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.46rem;
  font-weight: 700;
}

nav {
  display: flex;
  align-items: center;
  gap: 30px;
  color: #38516a;
  font-size: 0.92rem;
  font-weight: 700;
}

nav a:not(.header-cta):hover {
  color: var(--blue);
}

.header-cta {
  padding: 12px 19px;
  border-radius: 12px;
  color: var(--navy);
  background: var(--yellow);
  box-shadow: 0 8px 20px rgba(255, 201, 40, 0.26);
}

.hero {
  position: relative;
  overflow: hidden;
  padding: 72px 0 26px;
  color: white;
  background: linear-gradient(122deg, rgba(5, 45, 87, 0.98), rgba(8, 104, 199, 0.96));
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  opacity: 0.22;
  background-image: radial-gradient(rgba(255, 255, 255, 0.6) 0.7px, transparent 0.7px);
  background-size: 17px 17px;
  mask-image: linear-gradient(to right, black, transparent 78%);
}

.hero-orb {
  position: absolute;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, 0.13);
  pointer-events: none;
}

.hero-orb-one {
  width: 520px;
  height: 520px;
  top: -310px;
  right: -90px;
  box-shadow: 0 0 0 70px rgba(255, 255, 255, 0.025), 0 0 0 140px rgba(255, 255, 255, 0.018);
}

.hero-orb-two {
  width: 260px;
  height: 260px;
  bottom: -175px;
  left: -55px;
  background: rgba(255, 201, 40, 0.12);
}

.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 0.92fr) minmax(520px, 1.08fr);
  align-items: start;
  gap: 62px;
}

.hero-copy {
  padding-top: 26px;
}

.eyebrow,
.section-kicker,
.form-kicker {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  text-transform: uppercase;
  letter-spacing: 0.13em;
  font-size: 0.73rem;
  font-weight: 800;
}

.eyebrow {
  padding: 9px 13px;
  color: #fff2af;
  border: 1px solid rgba(255, 233, 125, 0.28);
  border-radius: 999px;
  background: rgba(255, 201, 40, 0.08);
}

.hero h1 {
  max-width: 590px;
  margin: 24px 0 20px;
  font-size: clamp(2.65rem, 5vw, 4.55rem);
  line-height: 1.03;
  letter-spacing: -0.055em;
  font-weight: 800;
}

.hero h1 span {
  color: var(--yellow);
}

.hero-description {
  max-width: 570px;
  margin: 0;
  color: rgba(255, 255, 255, 0.83);
  font-size: 1.05rem;
  line-height: 1.75;
}

.hero-description strong {
  color: white;
}

.benefit-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 9px;
  margin: 26px 0;
}

.benefit-pills span {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  padding: 9px 12px;
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.08);
  font-size: 0.78rem;
  font-weight: 700;
}

.benefit-pills b {
  color: var(--yellow);
}

.amount-card {
  width: fit-content;
  min-width: 310px;
  display: flex;
  align-items: center;
  gap: 17px;
  padding: 18px 21px;
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 20px;
  background: rgba(0, 27, 55, 0.32);
  box-shadow: 0 24px 60px rgba(0, 28, 60, 0.23);
}

.amount-icon {
  width: 52px;
  height: 52px;
  display: grid;
  place-items: center;
  flex: 0 0 auto;
  border-radius: 16px;
  color: var(--navy);
  background: var(--yellow);
  font-size: 0.9rem;
  font-weight: 900;
}

.amount-card small,
.amount-card strong,
.amount-card p {
  display: block;
}

.amount-card small {
  color: rgba(255, 255, 255, 0.67);
  font-size: 0.75rem;
}

.amount-card strong {
  margin: 2px 0;
  font-size: 1.75rem;
  line-height: 1;
}

.amount-card p {
  margin: 5px 0 0;
  color: rgba(255, 255, 255, 0.66);
  font-size: 0.67rem;
}

.form-shell {
  color: var(--ink);
  border: 1px solid rgba(255, 255, 255, 0.55);
  border-radius: 26px;
  background: white;
  padding: 29px;
  box-shadow: 0 30px 80px rgba(0, 27, 59, 0.28);
}

.form-heading {
  margin-bottom: 20px;
}

.form-kicker,
.section-kicker {
  color: var(--blue);
}

.form-heading h2,
.success-state h2 {
  margin: 7px 0 5px;
  color: var(--navy);
  font-size: 1.58rem;
  line-height: 1.2;
  letter-spacing: -0.035em;
}

.form-heading p,
.success-state p {
  margin: 0;
  color: var(--muted);
  font-size: 0.84rem;
  line-height: 1.55;
}

form {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 13px;
}

.full-field {
  grid-column: 1 / -1;
}

.field {
  min-width: 0;
}

.field label {
  display: block;
  margin: 0 0 6px 2px;
  color: #203b56;
  font-size: 0.74rem;
  font-weight: 800;
}

.field label em {
  color: #e14e3d;
  font-style: normal;
}

.field input,
.field select {
  width: 100%;
  min-height: 47px;
  padding: 0 13px;
  border: 1px solid #cfdeea;
  border-radius: 11px;
  outline: none;
  color: var(--ink);
  background: #fbfdff;
  font-size: 0.83rem;
  transition: border-color 160ms ease, box-shadow 160ms ease, background 160ms ease;
}

.field input::placeholder {
  color: #91a1b0;
}

.field input:focus,
.field select:focus {
  border-color: var(--blue);
  background: white;
  box-shadow: 0 0 0 4px rgba(8, 104, 199, 0.11);
}

.consents {
  display: grid;
  gap: 8px;
  padding: 4px 1px 0;
}

.consents label {
  display: flex;
  align-items: flex-start;
  gap: 9px;
  color: #53677a;
  font-size: 0.68rem;
  line-height: 1.45;
}

.consents input {
  width: 15px;
  height: 15px;
  margin: 1px 0 0;
  flex: 0 0 auto;
  accent-color: var(--blue);
}

.consents a {
  color: var(--blue);
  text-decoration: underline;
  text-underline-offset: 2px;
}

.form-error {
  margin: 0;
  padding: 10px 12px;
  border-radius: 9px;
  color: #8d281e;
  background: #fff0ee;
  font-size: 0.75rem;
  font-weight: 700;
}

.submit-button {
  min-height: 53px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  border: 0;
  border-radius: 13px;
  color: var(--navy);
  background: var(--yellow);
  box-shadow: 0 11px 24px rgba(255, 201, 40, 0.3);
  cursor: pointer;
  font-size: 0.91rem;
  font-weight: 900;
  transition: transform 150ms ease, box-shadow 150ms ease, background 150ms ease;
}

.submit-button:hover,
.final-cta-card > a:hover,
.header-cta:hover {
  background: #ffd653;
  transform: translateY(-1px);
}

.submit-button span {
  font-size: 1.2rem;
}

.form-note {
  margin: -2px 0 0;
  text-align: center;
  color: #748496;
  font-size: 0.63rem;
}

.success-state {
  min-height: 620px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 30px;
}

.success-icon {
  width: 68px;
  height: 68px;
  display: grid;
  place-items: center;
  margin-bottom: 22px;
  border-radius: 50%;
  color: white;
  background: var(--blue);
  box-shadow: 0 0 0 10px var(--blue-light);
  font-size: 1.6rem;
  font-weight: 900;
}

.success-state p {
  max-width: 390px;
  margin-top: 9px;
}

.success-state button {
  margin-top: 25px;
  padding: 13px 19px;
  border: 1px solid var(--line);
  border-radius: 11px;
  color: var(--blue);
  background: white;
  cursor: pointer;
  font-weight: 800;
}

.hero-disclaimer {
  position: relative;
  z-index: 1;
  margin-top: 24px;
  padding: 13px 17px;
  border: 1px solid rgba(255, 228, 97, 0.25);
  border-radius: 13px;
  color: rgba(255, 255, 255, 0.82);
  background: rgba(255, 201, 40, 0.08);
  text-align: center;
  font-size: 0.76rem;
}

.hero-disclaimer strong {
  color: #ffeb87;
}

.trust-strip {
  border-bottom: 1px solid var(--line);
  background: white;
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  padding: 28px 0;
}

.trust-grid > div {
  display: flex;
  align-items: center;
  gap: 15px;
  padding: 5px 34px;
  border-right: 1px solid var(--line);
}

.trust-grid > div:first-child {
  padding-left: 0;
}

.trust-grid > div:last-child {
  border-right: 0;
}

.trust-grid span {
  color: #af8500;
  font-size: 0.78rem;
  font-weight: 900;
}

.trust-grid p {
  margin: 0;
  color: var(--muted);
  font-size: 0.72rem;
  line-height: 1.45;
}

.trust-grid strong {
  display: block;
  color: var(--navy);
  font-size: 0.88rem;
}

.section {
  padding: 100px 0;
}

.explanation-grid,
.faq-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.84fr) minmax(440px, 1.16fr);
  align-items: center;
  gap: 90px;
}

.section-copy h2,
.center-heading h2,
.final-cta h2 {
  margin: 12px 0 18px;
  color: var(--navy);
  font-size: clamp(2rem, 3.4vw, 3.25rem);
  line-height: 1.12;
  letter-spacing: -0.045em;
}

.section-copy > p,
.center-heading p {
  color: var(--muted);
  font-size: 1rem;
  line-height: 1.8;
}

.text-link {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  margin-top: 18px;
  color: var(--blue);
  font-weight: 900;
}

.text-link span {
  color: #b48800;
}

.steps-card {
  padding: 10px;
  border: 1px solid var(--line);
  border-radius: 24px;
  background: var(--surface);
}

.step {
  display: flex;
  gap: 18px;
  padding: 24px;
  border-radius: 17px;
}

.step + .step {
  border-top: 1px solid var(--line);
}

.step > span {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  flex: 0 0 auto;
  border-radius: 13px;
  color: var(--navy);
  background: var(--yellow);
  font-weight: 900;
}

.step h3 {
  margin: 1px 0 6px;
  color: var(--navy);
  font-size: 1rem;
}

.step p {
  margin: 0;
  color: var(--muted);
  font-size: 0.85rem;
  line-height: 1.55;
}

.companies {
  background: var(--surface);
}

.center-heading {
  max-width: 720px;
  margin: 0 auto 43px;
  text-align: center;
}

.center-heading h2 {
  font-size: clamp(2rem, 3vw, 2.85rem);
}

.company-list {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 12px;
}

.company-list span {
  min-height: 64px;
  display: grid;
  place-items: center;
  padding: 12px;
  border: 1px solid var(--line);
  border-radius: 14px;
  color: #31516e;
  background: white;
  text-align: center;
  font-size: 0.85rem;
  font-weight: 800;
}

.faq-grid {
  align-items: start;
}

.faq-list {
  border-top: 1px solid var(--line);
}

.faq-list details {
  border-bottom: 1px solid var(--line);
}

.faq-list summary {
  min-height: 74px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  list-style: none;
  color: var(--navy);
  cursor: pointer;
  font-size: 0.95rem;
  font-weight: 800;
}

.faq-list summary::-webkit-details-marker {
  display: none;
}

.faq-list summary span {
  color: var(--blue);
  font-size: 1.4rem;
  font-weight: 500;
  transition: transform 160ms ease;
}

.faq-list details[open] summary span {
  transform: rotate(45deg);
}

.faq-list details p {
  margin: -7px 36px 22px 0;
  color: var(--muted);
  font-size: 0.86rem;
  line-height: 1.7;
}

.final-cta {
  padding: 15px 0 90px;
}

.final-cta-card {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 48px;
  padding: 48px 52px;
  border-radius: 27px;
  background: var(--navy);
  color: white;
  overflow: hidden;
}

.final-cta-card .section-kicker {
  color: #ffe783;
}

.final-cta h2 {
  max-width: 630px;
  margin-bottom: 9px;
  color: white;
  font-size: clamp(1.8rem, 3vw, 2.8rem);
}

.final-cta p {
  margin: 0;
  color: rgba(255, 255, 255, 0.7);
}

.final-cta-card > a {
  min-width: 220px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 16px 19px;
  border-radius: 13px;
  color: var(--navy);
  background: var(--yellow);
  font-size: 0.86rem;
  font-weight: 900;
}

footer {
  padding: 54px 0 0;
  border-top: 1px solid var(--line);
  background: #f8fbfe;
}

.footer-grid {
  display: grid;
  grid-template-columns: 0.8fr 1.6fr 0.8fr;
  gap: 55px;
  align-items: start;
  padding-bottom: 45px;
}

.footer-grid strong {
  color: var(--navy);
  font-size: 1.35rem;
}

.footer-grid p {
  margin: 5px 0 0;
  color: var(--muted);
  font-size: 0.75rem;
  line-height: 1.7;
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 10px;
  color: #46617a;
  font-size: 0.76rem;
  font-weight: 700;
}

.footer-bottom {
  padding: 18px 20px;
  border-top: 1px solid var(--line);
  color: #7b8b9a;
  text-align: center;
  font-size: 0.68rem;
}

@media (max-width: 980px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 42px;
  }

  .hero-copy,
  .form-shell {
    max-width: 680px;
  }

  .hero-copy {
    padding-top: 0;
  }

  .trust-grid > div {
    padding: 5px 18px;
  }

  .explanation-grid,
  .faq-grid {
    grid-template-columns: 1fr;
    gap: 46px;
  }

  .company-list {
    grid-template-columns: repeat(3, 1fr);
  }

  .footer-grid {
    grid-template-columns: 0.7fr 1.4fr 0.9fr;
    gap: 30px;
  }
}

@media (max-width: 720px) {
  .site-header {
    position: relative;
    top: auto;
  }

  .header-inner,
  .section-inner,
  .hero-grid,
  .hero-disclaimer {
    width: min(100% - 28px, 620px);
  }

  .header-inner {
    min-height: 64px;
  }

  .brand {
    height: 51px;
    gap: 7px;
  }

  .brand-mark {
    width: 42px;
    height: 42px;
  }

  .brand-mark img {
    width: 95px;
    transform: translate(-27px, -5px);
  }

  .brand-copy strong {
    font-size: 1.05rem;
  }

  .brand-copy small {
    font-size: 0.39rem;
  }

  nav > a:not(.header-cta) {
    display: none;
  }

  nav {
    gap: 0;
  }

  .header-cta {
    padding: 10px 13px;
    border-radius: 10px;
    font-size: 0.75rem;
  }

  .hero {
    padding-top: 39px;
  }

  .hero h1 {
    margin-top: 17px;
    font-size: clamp(2.3rem, 11vw, 3.15rem);
  }

  .hero-description {
    font-size: 0.94rem;
    line-height: 1.65;
  }

  .benefit-pills {
    margin: 21px 0;
  }

  .benefit-pills span {
    padding: 8px 10px;
    font-size: 0.69rem;
  }

  .amount-card {
    width: 100%;
    min-width: 0;
  }

  .form-shell {
    padding: 22px 17px;
    border-radius: 21px;
  }

  form {
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .full-field {
    grid-column: auto;
  }

  .field input,
  .field select {
    min-height: 50px;
    font-size: 16px;
  }

  .success-state {
    min-height: 500px;
    padding: 22px 4px;
  }

  .hero-disclaimer {
    text-align: left;
    line-height: 1.5;
  }

  .trust-grid {
    grid-template-columns: 1fr;
    padding: 16px 0;
  }

  .trust-grid > div,
  .trust-grid > div:first-child {
    padding: 16px 3px;
    border-right: 0;
    border-bottom: 1px solid var(--line);
  }

  .trust-grid > div:last-child {
    border-bottom: 0;
  }

  .section {
    padding: 75px 0;
  }

  .section-copy h2,
  .center-heading h2 {
    font-size: 2rem;
  }

  .steps-card {
    padding: 6px;
  }

  .step {
    padding: 19px 15px;
  }

  .company-list {
    grid-template-columns: repeat(2, 1fr);
    gap: 9px;
  }

  .company-list span {
    min-height: 58px;
    font-size: 0.76rem;
  }

  .final-cta {
    padding: 0 0 66px;
  }

  .final-cta-card {
    flex-direction: column;
    align-items: stretch;
    padding: 35px 25px;
    border-radius: 22px;
  }

  .final-cta-card > a {
    width: 100%;
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 25px;
  }

  .footer-links {
    flex-direction: row;
    flex-wrap: wrap;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    transition-duration: 0.01ms !important;
  }
}